Fair credit for real people, built on dignity and trust.
We at CloQ have experienced the impact of financial exclusion firsthand. When loan sharks are the only option, people are pushed into a dangerous cycle of debt that's hard to escape. CloQ is the accessible, legal, and fair alternative for low-income communities and anyone without access to traditional banking services.
Our Mission
To diminish financial vulnerability, improve inclusion in the financial system and support expansion of financial services to those who need it the most.
Core Values
To a better alternative
CloQ was created to be a better option for financial inclusion.
To help people and reduce social inequalities
CloQ is the first step for the traditional credit market towards a more inclusive society with less poverty and discrimination.
To build trust and change paradigms
CloQ trusts its clients' potential and supports them on their path to financial health.
To provide access to financial services
CloQ aims to build a positive credit history based on trust in the users that can be used as a bridge for users to other financial services and products.
To make a difference
We have built a change theory and we track social impact indicators.
To support small businesses
CloQ aims to offer bridges to business growth for every small entrepreneur.